One account.
Multiple currencies.
Hold, receive and exchange currencies without juggling separate accounts.
EUR
4,210.00
USD
2,715.40
GBP
1,495.20
Everyday banking — est. 2026
Banking, built around you.
SpukePersonal
RECEIPT
+€0
From: Salary payout
Monthly budget
0%On track
01 // 2 min account opening02 // 30+ currencies03 // 24/7 support
One account. Global possibilities.
Multi-currency accountsVirtual and physical cardsFast global transfersSecure by designMulti-currency accountsVirtual and physical cardsFast global transfersSecure by design
01 — Overview
Digital banking,
wherever life
takes you.
One account for cards, transfers, currencies and everyday financial control.
Learn moreOne account.
Your cards.
Full control.
Virtual and physical cards with limits, freeze and real-time notifications.
- Freeze instantly
- Custom limits
- Live notifications
Move money.
Without complexity.
Transparent international transfers with a clear arrival estimate.
From
EUR 2,500
To
USD 2,715
Arrives todayRate locked
02 — Features
Everything you need,nothing you don't.
A complete account for daily life: spend, save, send and stay in control from one place.
Multi-currency banking
Hold, exchange and spend in 30+ currencies with transparent rates.
EUR
4,210.20
USD
2,715.00
GBP
1,495.60
Security by design
Device management, login alerts and monitoring on every account.
Everyday banking
Built for the way you live.
Smart budgeting
Automatic categories and weekly insights on every euro.
Global accounts
Local account details in the currencies you use.
Instant card control
Freeze, unfreeze and set limits in one tap.
Real-time notifications
Know the moment money moves.
TransfersP / 02
Send money abroad,
without the guesswork.
Clear rates, clear timing. See exactly what leaves your account and what arrives — before you confirm.
From
EUR 2,500
To
USD 2,715
- Rate
- 1.0912
- Fee
- €0.00
- Arrives
- Today
Transparent fee shown upfront
05 — Everyday
Money that keeps
its own notes.
Automatic categories, round-ups and goals. Your month explains itself before you have to.
- €1,284
- Left this month
- €210
- Saved automatically
- 7 tracked
- Subscriptions
01→
Goals
Set a target, we move the money quietly each week.
02→
Round-ups
Spare change from every card payment goes to savings.
03→
Shared bills
Split rent and dinners without spreadsheets.
03 — Cards
Metal · Virtual · Multi-currency
Spuke
•••• •••• •••• 4082
FRANK JOHNSON08/28
A card that
works around you.
One card, every currency. Tap into controls that respond the moment you do — no tickets, no waiting, no fine print.
- Issue
- Virtual in 10s · Physical in 3 days
- Control
- Freeze, limits, merchant rules
- Fees
- 0% FX on weekdays
- Security
- Dynamic CVV · 3-D Secure
04 — Security
Empower yourself
with security.
Security controls designed to give you more visibility and control over your money and your accounts.
Card freeze
Pause any card instantly and resume when you're ready.
Device management
Review the devices with access to your account.
Login alerts
Get notified when a new sign-in happens.
Transaction monitoring
Automated checks on unusual activity patterns.
Spending controls
Set limits per card, per category or per team member.